Plan for Adoption Costs

Plan for Adoption Costs

Starting a Family & Teaching Kids to Save

Plan for Adoption Costs

Adopting a child and bringing them into your family is a huge decision with an overwhelmingly positive impact. It's a decision with a major financial impact too, so make sure you plan ahead for the expense.

The least expensive way to adopt a child is through a foster care organization in your area. Many states subsidize foster care programs to make it easier for children to be adopted – in some cases there will be no cost at all. At the other end of the scale are agency adoptions. Costs can range from $4,000 to $50,000 or more depending on agency fees, attorney fees, state requirements, travel, etc. Adopting a child from another country is typically the most expensive method, since different countries have different requirements and fees. Plus the cost of travel is high, and some countries require prospective parents to reside in the country for weeks or months prior to the actual adoption.

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